When an individual suffers serious injuries in a motor vehicle accident, he or she may require significant medical treatment such as surgery, CT scans, rehabilitative therapy, medication and long-term care.
Even though you might feel safe on the road because you've insured your vehicle, it's kind of scary to know that other drivers may not have done the same. What happens when an at-fault individual does not have significant insurance coverage? Without proper compensation, an accident victim can face serious financial challenges. This is when you should think about uninsured and underinsured motorist coverage.
Uninsured motorist coverage covers injury expenses incurred by you, family members or passengers in your vehicle due to an accident with an uninsured motorist. It even applies if you are a pedestrian hit by an uninsured driver. Underinsured coverage helps when the other driver is found legally liable for an accident but does not have enough coverage to cover your expenses.
If you were involved in an accident with a driver who is uninsured or underinsured, you can recover additional compensation from your own insurance company. Contact an experienced San Bernardino Personal Injury Attorney who will pursue all means of compensation available to alleviate the financial strained caused by the accident.