Were you in an accident where the other driver is underinsured and cannot pay for your injuries and damages?
An underinsured driver is someone who has the minimum insurance required, but did not have payment limits high enough to cover the damage they caused to you. Not everyone has underinsured motorist coverage insurance, and few of those who do know how to take full advantage of it.
Underinsured motorist coverage is an automobile policy option which covers an individual for property damage and bodily injury caused by another motorist who has insufficient coverage to pay for the damages he or she caused. It compensates the injured party for the difference between the injury sustained and the liability covered by the insurance of the at-fault driver.
If you are involved in an automobile accident with someone whose liability insurance does not cover all the damages incurred, you may need to turn to your underinsured motorist provisions of your automobile insurance coverage.
If you suffered a serious injury from an automobile accident and have concerns that the responsible party does not have enough liability insurance to cover your damages, contact a San Bernardino Personal Injury attorney who has the experience and answers you need to move forward with assisting you on your underinsured motorist claim.