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What is underinsured motorist coverage?

Did you know that your insurance company offers underinsured motorist coverage? What is that, you ask? California law requires all drivers to carry at least a minimal amount of liability insurance in order to operate a vehicle legally. However, not all drivers comply with this law.

Underinsured motorist coverage is an option and protection offered to you that covers you for property damage and bodily injury caused by another motorist who does not have sufficient coverage to pay for the damages he or she caused to you. The insurance compensates you for the difference between the injury suffered and the liability covered by the at-fault driver's insurance company.

If you suffered a serious injury in an accident and you have concerns that the responsible party does not have enough liability insurance to cover your damages, contact an experienced San Bernardino Personal Injury attorney who has the answers you need to move forward with assisting you on your possible underinsured motorist claim.

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